How to accept Cash on Delivery, EasyPaisa, JazzCash and bank payments on your online store
Updated 3 October 2026 · by 2 Minute Store
Most Pakistani shoppers pay Cash on Delivery, and a growing number pay in advance from their banking or wallet app. You can offer both without signing up for a payment gateway — the money goes straight into your own account.
Cash on Delivery (COD)
The customer pays the rider when the parcel arrives; the courier collects the cash and sends it to you, minus their charges. COD builds trust with first-time buyers, but you carry the risk of refused parcels.
On 2 Minute Store, COD is on by default, and the Courier Payments screen shows which COD amounts the courier has paid you, order by order.
Advance payment by bank, EasyPaisa, JazzCash or Raast
No gateway fees, no waiting for settlement — and your bank / wallet details also appear on your Contact page for customers who want to pay later.
Add your account details once
In Settings → Payment Methods, switch on the methods you accept and enter the account title and number (and IBAN for bank transfer, or your Raast ID).
The customer sees them at checkout
With the exact amount to send and copy buttons — and can add the transaction ID or send a screenshot on WhatsApp.
You confirm the payment
When the money arrives, open the order and tap "Mark as paid".
Tips to reduce refused COD parcels
- Confirm big orders by phone or WhatsApp before dispatch.
- Offer a small discount or free delivery for advance payment.
- Mark high-value products "advance payment only".
- Show delivery time and return policy clearly on every product page.
Frequently asked questions
Do I need a payment gateway to take online payments in Pakistan?
No. You can show your bank, EasyPaisa, JazzCash or Raast details at checkout and confirm payments yourself. A gateway is only needed for automatic card payments.
Can one product be COD-only or advance-only?
Yes — on 2 Minute Store each product can be limited to Cash on Delivery or to advance payment.
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